INSURANCE AND PAYMENT

At Vision Care Associates, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision and medical insurance, cash, checks, and most credit cards. We inform our Charlotte patients about expected exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

We accept many vision and medical insurance plans. A list of most of the insurances we accept is below. If your insurance company is not listed, please call to check coverage. If we are a participating provider with your insurance company, we will file your insurance claim for you. The filing of a claim does not guarantee coverage, and the insurance plan remains an agreement between the patient and the insurance company. 

  • Blue Cross Blue Shield
  • EyeMed
  • United Health Care
  • Spectera (United Health Care Vision)
  • Davis Vision
  • NC Medicaid
  • Medicare
  • VSP-Affiliate (out-of-network with some VSP plans - if you have out-of-network benefits, we can still file your claim for you)
  • Superior Vision
  • Community Eye Care
  • Cigna Vision
  • AlwaysCare/AlwaysVision
  • Avesis
  • Heritage Vision
  • Opticare
  • National Vision Administrators (NVA)
  • MES Vision

Any copays, deductibles, and charges denied by an insurance company are the responsibility of the patient.

Flexible Spending Accounts

Many employers offer Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

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